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If you’re buried by credit card debt, a negotiated debt settlement with your creditor may be worth checking into. Negotiated debt settlement is a general term for discharging debt in a way that appeals to the credit card holder and the card’s issuer. It’s best to negotiate from a position of strength by not having […]

According to the National Kitchen and Bath Association, granite countertops are in less demand today, while the use of quartz is on the rise. Why? For one thing, man-made quartz countertops are offered in a far greater range of looks and feels. Reason number two: it’s a bit easier to maintain over the long haul, […]

The savings rate in America is pretty abysmal. Fifty-seven percent of Americans have less than $1,000 in their savings accounts, according to a 2017 GOBanking Rates survey. Harlingen Tx Without savings, people can be forced to take on debt when they lose their job, get sick or have major car repairs. Fortunately, there are some […]

Looking for a home so cozy you almost want to cuddle with it? The following design elements can create a comforting, warm space that you will never want to leave. Warm colors. Add warm colors to your walls, accents, linens window hangings and more to create a cozy vibe inside. Deep orange, rusty reds, buttery yellows […]

Figures from the Consumer Financial Protection Bureau (CFPB) show that about 70 million people Harlingen Tx & San Antonio Tx —more than a quarter of adults in the United States—either have a debt in collection or have been contacted about one. Some of those people are wrongly contacted by debt collectors. Reasons include contacting the […]

Are you planning a nursery for a babe-on-the-way? Whether you’re waiting to learn the baby’s gender, or are hoping to choose a more neutral color than the typical blue and pink, consider the following options: Gray. This is an extremely versatile color; the shade options are endless and it matches with just about everything. Additionally, gray […]

A long soak in a bubble-filled tub can feel like heaven after a hard day at work—and soaking in a bath that feels like a spa can elevate that happy relaxation. Here’s how you can elevate your home’s bath experience: Harlingen Tx Add some greenery. Place a pot of minty eucalyptus on the counter, or any […]

There is no greater long term investment in real estate than a quality rental property. The right rental will not only provide short term cash flow in the way of surplus rents received, but can give you the potential for appreciation years down the road. All the while you can take advantage of many tax […]

There are few things more impactful to your financial health than a foreclosure. Aside from a bankruptcy, a property foreclosure is one of the worst things that can negatively affect your credit. Not only does it hurt your credit in the short term, but it has a lasting impact that could take years to recover. […]

It is very discouraging tracking a property for weeks only to not have your offer accepted in Harlingen, Tx. There are times when you and the seller are far apart and any offer you submit will be quickly rejected.  It is the properties with limited competition where you need to secure the deal.  Sometimes the […]